For Insurance Companies

Underwrite Risk Based on Execution, Not Just History

Move beyond EMR with real-time safety execution data. See inside contractor operations with quantifiable metrics, leading indicators, and verified safety practices for true risk differentiation.

The Problem

  • EMR tells you what happened, not what's being done to prevent it
  • You can't see inside a contractor's actual safety practices
  • Claims are your first indication of safety culture problems
  • Premium setting is based on industry averages, not actual risk

How Safety Square Quantifies Safety

Your ConcernOur Solution
"EMR is backward-looking"Real-time safety execution data: briefing rates, incident rates, compliance
"I can't verify safety claims"Auditable records with timestamps, photos, device IDs
"I don't know until there's a claim"Leading indicators: missed briefings, Guardian AI flags, trend data
"All contractors look the same on paper"Differentiate by actual safety execution metrics

Quantifiable Safety Metrics

1

Briefing Completion Rate

% of crew briefed before work

2

Hazard Identification Rate

Hazards identified per job step

3

Incident Rate

Near misses, injuries, property damage by severity

4

Response Time

Time from incident to report

5

Compliance Rate

Permit requirements met

6

Guardian AI Flags

AI-identified gaps and risks

Underwriting Advantages

Risk Differentiation

Identify contractors with strong safety execution

Premium Optimization

Offer discounts for verified safety practices

Loss Prevention

Early warning indicators before claims

Claims Investigation

Complete audit trail for incident analysis

Data Access Options

Contractor-Authorized Reports: Contractors share safety data for underwriting
Aggregate Analytics: Industry-wide trends and benchmarks
Claims Integration: Link incident data to claims for analysis

Leading Indicators

Get early warning signs before claims occur: missed briefings, AI flags, declining trends.

Verified Practices

Auditable records with timestamps, photos, and device IDs prove actual safety execution.

Better Pricing

Differentiate risk more accurately and offer competitive premiums to the safest contractors.

Ready to Transform Your Safety Culture?

See how Safety Square can protect your crews and prove your compliance.